logo
  • Home
  • Short App
    • Home Purchase
    • Refinance
  • Apply Now
  • Calculators
  • Resources
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Online Forms
    • FAQ
  • About
  • Contact
  • Blog
  • (512) 930-3863
logo
  • Home
  • Short App
  • Home Purchase
  • Refinance
  • Apply Now
  • Calculators
  • Resources
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Online Forms
  • FAQ
  • About
  • Contact
  • Blog
  • (512) 930-3863
logo
  • Home
  • Short App
    • Home Purchase
    • Refinance
  • Apply Now
  • Calculators
  • Resources
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Online Forms
    • FAQ
  • About
  • Contact
  • Blog
  • APPLY NOW

Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Loan Programs Thumbnail

Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.


learn more
Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i...


learn more

Loan Program Options

FHA loan Thumbnail
FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Learn More
VA loan Thumbnail
VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no ...

Learn More
USDA loan Thumbnail
USDA Loans

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

Learn More
Jumbo loans Thumbnail
Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $726,200 in...

Learn More

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Contact Us

Israel Ramirez
Loan Officer, NMLS# 252983
Branch NMLS# 2466399

1613 Williams Dr
Georgetown, TX 78628
Phone: 512-930-3863
Israel@irmtg.com


Disclaimers

  • Licensing
  • Privacy Policy
  • Accessibility Statement
  • Site Map

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT 
WWW.SML.TEXAS.GOV

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Resources

  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Online Forms
  • FAQ
Equal Housing Lender logo

LenderHomePage Footer Logo Powered By LenderHomePage.com

R Mortgage Accessibility Statement

General

R Mortgage strives to ensure that its services are accessible to people with disabilities. R Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on R Mortgage website

R Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows IRmtg.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

R Mortgage accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

R Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on R Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on R Mortgage website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Israel@rmortgagetx.com